Small business loan
Any loan used for small investment on existing or new small business activities liked, grocery shop, motor repair shop, tailor shop, food shop and related shops.
• Loan methodology: individual or solidarity group
• Currency: Khmer Riel (KHR)
• Loan size: Minimum size from 50,000 KHR to 1,000,000 KHM for solidarity group and individual loan with minimum amount 50,000 KHR to client’ request and ability.
• Loan term: 3 month to 12 months for solidarity group and up to 24 month for individual loan.
• Interest rate: all loans are provided with competitive, flexible and reasonable rate
• Payment method: we are providing to meet client’ business cycle and client request.

General requirement for loan

• Age of majority
• Residence at a permanent address
• Recognize by local authority
• Agree from spouse or household members to access the loan
• Good character and  background with the reference checks

• Posse income-generating activities (formal or informal)
• Realistic and profitable business plan
• Ability to form group guarantee

Ability to provide guarantor(s) with  collateral sufficient to guarantee payback of the loan amount