Fixed Asset and current asset loan

Fixed Asset and current asset loan
Any loan used for buying personal household demand such as TV, motor bike, mobile phone, water filter, solar energy product, electricity connection, car, land, Khmer house and related assets.
• Loan methodology: individual or solidarity group
• Currency: Khmer Riel (KHR)
• Loan size: Minimum size from 50,000 KHR to 1,000,000 KHM for solidarity group and individual loan with minimum amount 50,000 KHR to client’ request and ability.
• Loan term: 3 month to 12 months for solidarity group and up to 24 month for individual loan.
• Interest rate: all loans are provided with competitive, flexible and reasonable rate
• Payment method: we are providing to meet client’ business cycle and client request.

General requirement for loan

Age of majority
Residence at a permanent address
Recognize by local authority
Agree from spouse or household members to access the loan
Good character and  background with the reference checks
Posse income-generating activities (formal or informal)
Realistic and profitable business plan
Ability to form group guarantee
Ability to provide guarantor(s) with  collateral sufficient to guarantee payback of the loan

Additional benefits for all above loan products

Opportunity to participate in financial/loan discipline education
Entitled to annual lucky draw
Excellence serve by village development association (V-DA)

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